PNC Bank

Lender Name
Jason Wilson

Lender Phone Number
412-442-3412

Lender’s Years of Experience
18 Years

What makes your lender services unique?
based in Columbus, I work with underserved communities and equip prospective homebuyers with education and resources to help them purchase new homes. PNC Bank’s Affordable Lending Team is dedicated to providing resources to make affordable housing obtainable in underserved communities.

What geographics, populations, or housing styles do you specialize in?
We specalize in Low-To-Moderate Tract to Low-To-Moderate Income Borrowers with an entire suite of Affordable Loan Products. We specialize in First-Time Homebuyers, as well as Predominately Minority Communities.

What downpayment savings do you work with?
I serve clients who have under 3% in savings, less than 20% in savings, and over 20% in savings.

What credit scores do you work with?
I work with clients who have credit scores of 620 and above.

“PNC Bank believes in the work that Bloom614 is doing because this is the necessary work. The largest challenges in the Black and Brown community all revolve around ACCESS. Access to resources, access to information, access to personnel, access to programs, access to education about the process. The work that Bloom614 is doing is increasing access in all of these areas and providing a realistic pathway to homeownership and beyond. PNC Bank is happy to be aligned with this mission and to contribute years of experience and expertise to creating meaningful, impactful, and long-lasting progress and improvement in this area.”

Do you offer loans that cater to borrowers with low-to-moderate income?
Yes.

Apart from English, do you have any other language competencies?
No.

What cultural competencies do you have?
As a minority, I am aware of the plight of minority prospective homeowners and the barriers to entry that prevent the dream of homeownership from being a reality. I’ve dedicated this season of my career to remocing as many barriers as I can to bring the dream of homeownership to all who desire it.

Have you worked with clients who have Housing Choice Vouchers?
Yes.

Do you offer Special Purpose Credit Programs (SPCP)?
Yes.

Describe your SPCP.
We offer our PNC Community Portfolio Loan combined with the PNC Grant. Loans located in a PNC Grant Eligible county AND in collateral property located in a low or moderate-income Census Tract are eligible for up to $5,000 which can be used to: Reduce or eliminate mortgage closing costs, cover other prepaid costs such as prepaid insurance premiums and establish an escrow account for property taxes, and be put towards a down payment.