First Commonwealth Bank

Lender Name
Lance N. Strong

Lender Phone Number
614-674-4462

Lender Email Address
lstrong@fcbanking.com

Company Address
2141 E Dublin Granville Rd.
Columbus, OH 43229

Lender’s Years of Experience
20 Years

What makes your Lender Services unique?
Our mission as a company is to improve the financial lives of our neighbors and their businesses. To do that, we are driven by core values that shape the culture of our workplace and every customer interaction, whether that is in person, on the phone, online or in our app.

Our customer-focused teams work hard every day to give our customers the best possible experience and to equip those customers with the tools and knowledge to pursue a more confident financial life.

Integrity drives our decisions each day, choosing to do what is right and communicating openly and honestly.

We are committed to excellence, because our customers can only succeed in their financial lives when we are pursuing excellence every day, whether we work in the back office or are advising our customers’ on their financial planning.

Accountability matters. We own outcomes. We empower our people. We deliver results.

Inclusion means we value and embrace people with diverse backgrounds, life experiences, points of view, talents, and capabilities.

“Bloom is a launch point for working towards the needed change in our industry and it is a beacon to many potential homeowners to empower and lead them to the resources that they need in order to achieve home ownership and establish the first step in building generational wealth.”

What geographies, populations, or housing styles do you specialize in?
Ohio & Pennsylvania

What downpayment savings do you work with?
I serve clients who have no downpayment savings or savings of 3% and above.

What credit scores do you work with?
I work with clients who have credit scores of 580 and above.

Do you offer loans that cater to borrowers with low-to-moderate income?
Yes.

Apart from English, do you have any other language competencies?
No.

Are there any other cultural competencies you would like to share?
I am adept to working with ALL people across the spectrum of race, ethnicity and any way in which people express or identify themselves.

Have you worked with clients who have Housing Choice Vouchers?
Yes.

Do you offer Special Purpose Credit Programs(SPCP)?
Yes.

Provide a brief description of your SPCP.
Our Franklin First SPCP program provided $10,000,000.00 in loans in 2023 and is currently on hold until a 2024 extension can be reviewed and decided upon. Please Stay Tuned.