Peoples Bank

Lender Names
Marquetta Hayes

Lender Phone Number

Lender Email Address

marquetta.hayes@pebo.com

Lender’s Years of Experience
12 years

What makes your Lender Services unique?

Since 1902, Peoples Bank has grown from its Marietta, Ohio roots into a $9.6 billion diversified financial services holding company. With 127 full-service bank branches across Ohio, Kentucky, West Virginia, Virginia, Washington D.C., and Maryland, Peoples delivers comprehensive banking, investment, insurance, and financing solutions through its family of companies: Peoples Bank, Peoples Insurance Agency, and Vantage Financial. As a member of the Russell 3000 index (Nasdaq: PEBO), Peoples combines the sophistication of a large institution with the heart of a community bank, pursuing its vision to be the Best Community Bank in America. Learn more at pebo.com.

What geographies, populations, or housing styles do you specialize in?
As a dedicated lending professional specializing in working with first-time homebuyers across Central Ohio, I take pride in helping clients navigate every step of the home-buying process with confidence and clarity. My approach focuses on education, communication, and personalized guidance, ensuring each buyer understands their options and feels empowered to make informed decisions.

I have extensive knowledge of the Central Ohio market, including the region’s diverse neighborhoods, housing styles, and price points — from historic homes and established communities to new construction and emerging developments. Whether you’re looking for a starter home close to work, a walkable neighborhood, or a property with room to grow, I’ll help you find a home that fits your goals and budget.

I’m committed to upholding high quality standards and providing professional service to all clients, regardless of background or circumstance. My goal is to make the journey to homeownership accessible, transparent, and rewarding for everyone I work with.

What credit scores do you serve?

I serve clients with a variety of credit scores from 580 and above.

What downpayment savings do you work with?
We serve clients who have less 3% in savings and over 20% savings

Do you offer loans that cater to borrowers with low-to-moderate income?
Yes

Apart from English, do you have any other language competencies?
No, but I strive to provide inclusive, respectful, and equitable service to all clients. My work with first-time homebuyers in Central Ohio has strengthened my ability to communicate effectively across diverse backgrounds, understand varying needs and expectations, and adapt my approach to support each client’s goals.

I prioritize active listening, clear communication, and ongoing professional education to better understand the cultural, financial, and informational factors that can shape the home-buying experience. My objective is to ensure every client feels informed, supported, and valued throughout their real estate journey.

Have you worked with clients who have Housing Choice vouchers?
Yes

Do you offer Special Purpose Credit Programs (SPCP)?
Yes. The Peoples Bank® Homeownership Fund is a specialized loan program that offers up to $10,000 to help low to moderate-income borrowers in a Majority-Minority Census Tract area seeking homeownership. Affordable financing options and down payment assistance can help you comfortably transition into your new home.

Is there anything else I should know about you?

Please visit the following links for more information about our products and services:

Homeownership Fund

Dreams2Keys