Wright-Patt Credit Union

Lender Names
Julie Horvath

Ivan Nunez Arizmendi

Lender Phone Number

Lender Email Address
jhorvath@wpcu.coop

hnunezarizmendi@wpcu.coop

Lender’s Years of Experience
33 Years

What makes your Lender Services unique?

Wright-Patt Credit Union® (WPCU®) believes everyone deserves the chance to become a homeowner. We want to help break down the barriers for more people. We offer a competitive array of conventional and government loans (FHA, VA, USDA), as well as portfolio loan options (that is, loans kept in our own portfolio rather than the secondary mortgage market) created to meet eligible members where they are in their home buying journey.

What geographies, populations, or housing styles do you specialize in?
WPCU® serves all populations with home purchases and refinancing. We can originate home loans in all states except Alaska, Hawaii and New York. However, to be considered for a portfolio loan, property used to secure the loan typically must be located in Ohio, Illinois, Indiana, Michigan, Pennsylvania, West Virginia, Tennessee, Georgia, North Carolina, South Carolina, or Kentucky, depending on the specific loan.

What credit scores do you serve?

We serve clients with credit scores from 580 and above.

What downpayment savings do you work with?
We serve clients who have less 3% in savings, less than 20% in savings, and over 20% in savings

Do you offer loans that cater to borrowers with low-to-moderate income?
Yes

Apart from English, do you have any other language competencies?
Yes, some of our lenders speak Spanish.

Have you worked with clients who have Housing Choice vouchers?
Yes

Do you offer Special Purpose Credit Programs (SPCP)?
Not yet, but we are interested in creating one.

Is there anything else you would like me to know about you?
WPCU can assist first-time home buyers with the process of becoming a homeowner with lower out of pocket expenses. We recognize the increasing costs associated with buying a home and offer no- and low-down payment home loan options to help our members achieve home ownership.